Compare age groups, learning goals, formats, and enrollment details. Programs begin with a $97 self-guided resource and extend to structured youth, adult, family, and leadership pathways.
Twelve ways to begin
Compare all programs.
A note about pricing
All prices shown here apply only to financial education, curriculum materials, workshops, and learning support. They do not pay for representation, disputes, bureau or creditor contact, score changes, approvals, or work performed on a participant’s behalf.
01Ages 5–8
369 Explorers
A joyful introduction to stewardship, responsibility, gratitude, and the save–spend–give rhythm.
Needs vs. wants
Saving, giving, and spending
Chores and responsibility
Stewardship games
Hands-on youth learning$129 founding
One-time founding household access. Suggested standard tuition: $197.
02Ages 9–12
369 Builders
Practical money habits paired with leadership, service, public speaking, and a first look at entrepreneurship.
Budgeting basics
Starting a first business
Leadership and public speaking
Community service project
Project-based youth learningContact for tuition
Ask about school, church, and community cohorts.
03Ages 13–18
369 NextGen
Financial knowledge, career readiness, entrepreneurship, and leadership for teens preparing for adulthood.
Identity before income
Financial literacy
Career readiness
Five-year life plan
Teen cohort and capstoneContact for tuition
Ask about individual or cohort enrollment.
04Ages 18–25
Young Professionals
A practical foundation for financial independence and the major money decisions of early adulthood.
Renting vs. buying
Taxes and insurance basics
Salary negotiation
Retirement and investing concepts
Young-adult learning pathwayContact for tuition
Ask about current enrollment dates.
05Adults and families
369 Financial Wellness Essentials
A focused educational starting point for understanding money systems, strengthening financial habits, and building a practical 90-day learning plan.
Biblical stewardship
Budgeting and saving
Consumer-credit education
90-day learning journal
Financial wellness essentials$369
Education and planning only. No credit-outcome guarantees.
06Independent adult learners
369 Self-Paced Financial Wellness Masterclass
A flexible, education-only learning experience with recorded lessons, practical tools, and a guided 90-day action plan.
Complete recorded masterclass
Digital study guide and workbook
Budgeting and debt-reduction training
Wealth-building education
Self-paced masterclassFounding $597 · Standard $697
Founding cohort begins September 2026.
07Adults seeking guided support
369 Premier Financial Wellness Experience
The complete self-paced curriculum plus live teaching, accountability, community, and a personalized financial wellness roadmap.
Six live teaching sessions
Three 369 Live Action Labs
Monthly progress check-ins
Six months of learning-community access
Live + self-paced experienceFounding $1,297 · Standard $1,497
Founding cohort begins September 2026.
08Families
369 Legacy
Structured family conversations about vision, stewardship, protection, investing concepts, and generational impact.
Family vision
Estate-planning concepts
Insurance and investing education
Teaching children stewardship
Family learning pathwayContact for tuition
Legal and investment decisions require qualified professionals.
09Future facilitators
Leadership Academy
Preparation for leaders who want to facilitate the 369 curriculum with clarity, ethics, and confidence.
Adult learning principles
Public speaking
Facilitation and coaching skills
Program evaluation
Facilitator developmentContact for tuition
Ask about eligibility and upcoming cohorts.
10Community leaders
Ambassador Academy
Leadership development for people representing the 369 mission through service, outreach, and mentorship.
Community outreach
Event planning
Public relations
Mentorship and conduct
Community-leadership pathwayContact for tuition
Ask about ambassador requirements.
11Self-guided resource
Financial Stewardship Study Guide
A focused educational resource for exploring biblical stewardship and strengthening practical financial habits.
Faith-centered reflection
Money-habit exercises
Goal-setting prompts
Personal learning activities
Study guide$97
Published price from the approved program materials.
12Business owners
Business Funding Readiness
A structured intake and readiness pathway for organizing your funding request, business profile, financial documents, and next questions.
Funding profile intake
Business and banking documentation
Capital needs and use-of-funds clarity
Application strategy and next-step guidance
Funding-readiness reviewApplication required
No approval, rate, term, limit, or funding amount is guaranteed.
369 Learning Tree provides general financial education and a separate business-funding readiness intake. Education programs do not include credit-report disputes, contact with bureaus or creditors, guaranteed score changes, legal advice, or personalized investment advice. A funding-readiness review may use authorized business or consumer credit information for funding evaluation, but approval, rates, terms, limits, and funding are never guaranteed.